As long as we aren't churning, our current investments should still be better in the market than anywhere else. True, it is painful to watch a big pile of value viciously cut down, but if we go back to look at what we actually put in, we likely still beat a bank account.

And what else could I do with my money? Real estate is inflated and will inflate more. I can only hoard so much food and toilet paper. I do own some physical gold and silver, but I think it insane to pile that up.

Finally, if we do fall into a flaming crash, we will all suffer. Only the most obscenely wealthy could possibly survive.